01
Build one shared fund
Bring every member’s contribution into one organized record, so the community can see the fund taking shape throughout the year.
Made in Davao City · Free for 30 days
Your group’s sinking fund, clear to every member.
Record contributions, loans and payments in one place. Start your group on the web today. Android and iOS apps are coming soon for treasurers and members.
iOS appComing soon
Android appComing soon
01 Contribute
02 Lend
03 Share
Tinubuan never holds, sends or lends your money. Your group keeps its own cash; Tinubuan keeps the records.
Contributions✦Loans✦Payments✦Records✦Community✦
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iOS & Android · Coming soon
Your group.
On your phone.
Check your savings, follow a loan, or record a contribution. Tinubuan is coming to iPhone and Android, so you can bring your group’s records wherever you go.
- Built for your phone
- Liquid Glass navigation on iOS. Familiar controls on Android. Clear records on both.
- The same Tinubuan account
- Your group and its records, whether you’re at your desk or on your phone.
Coming soon to the App Store and Google Play.
Start on the web today
App previews · Shown with example data
Why Tinubuan
One record the whole group can check.
Members contribute on schedule, and the group lends from its own fund under its own rules. When the cycle closes, each member gets back their contributions plus a share of the interest collected, worked out from one record every member can see.
02
Lend from your own fund
The group lends from its pooled money under the rules it agreed on. Interest collected goes back into the fund.
03
Share the year’s results
At year end, the group can distribute each member’s contributions together with their share of actual interest income, based on the community’s agreed rules.
How it works
Start with a trusted leader, then bring every member in.
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01
Set up your community group
The community leader or treasurer signs up first, creates the group, and prepares it for its members.
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02
Register your members
The treasurer adds each member using an active mobile number and email address, so every invitation reaches the right person.
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03
Send a private invitation
Each registered member receives a private invite code. They’ll use it to join in the app when it launches.
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04
Join and view your account
Once the Android and iOS apps launch, members can use their invite code to view their contributions, loans, payments and group updates.
Inside Tinubuan
Two views.
One community.
Each role gets a focused experience, without losing the shared context that keeps a group connected.
Screens from the Tinubuan app, shown with example data.
T
Treasurer
Lead with a cleaner record.
- Manage members and access
- Record contributions and payments
- Review loans and schedules
- Share announcements
M
Member
Know where you stand.
- View personal contributions
- Follow loan balances and payments
- Receive group updates
- Stay connected through messages
Where Tinubuan runs
The full workspace on your desk. The group in every pocket.
Start with the web workspace today. Android and iOS apps are coming soon, bringing the same group records to your phone.
The Treasurer workspace
The roomiest way to run a group. A wide screen fits the whole loan book, so the Treasurer works down a list instead of scrolling one record at a time.
- The fund ledger, member list and loan book, side by side
- Reports, statements and spreadsheet exports
- Cash counts, reconciliation and the year-end payout
- A command menu and keyboard shortcuts for quick records
Available now in a desktop or laptop browser.
Tinubuan on the phone
Members see their own savings and loans. Treasurers carry the same records and the same tools into the meeting.
- Members: savings this cycle, loan balance, statements and receipts
- Members: ask for a loan and follow it through to approval
- Treasurers: record contributions, loans and payments anywhere
- Announcements and messages, updated live
Coming soon to Google Play for Android and the App Store for iPhone. Both apps are in preparation; downloads are not available yet.
Questions
What treasurers ask first.
Does Tinubuan hold our money?
No. Tinubuan never holds, sends or lends money. Your group keeps its own cash and makes its own loans; Tinubuan keeps the records so every member can check them.
How much does it cost?
Free for 30 days, with no card needed. After that, ₱99 a month or ₱899 a year for the whole group, not per member.
Is Tinubuan a paluwagan app?
No. In a paluwagan, members take turns receiving the whole pot. Tinubuan is built for a sinking fund, which many groups call bu-bu-ay or sosyo: contributions stay in one fund, members (and any outside borrowers the group accepts) borrow from it with monthly interest, and when the cycle closes each member gets back their contributions plus a share of the interest collected.
Can members see each other’s records?
No. Each member sees only their own savings, loans and payments. The treasurer sees the whole group, and every change is kept in the group’s activity history.
Do members need a laptop?
No. The Android and iOS apps will let members check their own records on their phone. Both are coming soon. Treasurers can use the web workspace on a desktop or laptop today.
Can I download the Android or iOS app now?
Not yet. Android is coming soon to Google Play, and iOS is coming soon to the App Store. We’ll add the download links here when they’re ready. In the meantime, treasurers can start their group on the web.
How do we start?
The treasurer signs up, confirms their mobile number and names the group, in about 3 minutes. Then they add the members, and each member gets an invite code by text.
Who makes Tinubuan?
Tinubuan is made in Davao City, Philippines. Questions? Email [email protected].
Start your group
Clear from the very first contribution.
Set it up yourself in a few minutes. Tinubuan texts a code to your mobile number, you name the group, and you can record this month the same day.
- 01Free for 30 daysNo card is asked for. After that, ₱99 a month or ₱899 a year for the whole group, not per member.
- 02Every member sees their own recordTheir savings, their loan, their share at year end.
- 03Your records stay yoursExport them whenever you like.
Tinubuan helps groups organize records. It does not guarantee lending income or year-end returns.
Set up your group
About 3 minutes
- Create your account Your name, email, a password and your mobile number.
- Confirm your number Tinubuan texts six digits. This is the number your group will be reached on.
- Name your group Your 30-day free trial starts, and the workspace opens.
Already have an account? Log in.
Joining a group with an invite code from your treasurer? Use your code.